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What should you expect from the best debt negotiation companies?

The best debt negotiation companies can work with basically anyone to reduce the amount of their debt. By negotiating with collection agencies and creditors to reduce the amount of debt, clients are able to settle their debt for 30 – 70% of the original balance. Other forms of debt elimination simply move the debt from an unsecured card, to a secured asset. This lowers the interest rate, which is a good thing. But it doesn’t eliminate the debt. Its still there, but now its against your home or other hard asset.

Look for a company that is always looking out for their clients. They are members of the Better Business Bureau, or of an organization like the Consumer Recovery Network. These companies will make sure that their clients become debt free in the shortest possible time.

Make sure you ask plenty of questions. Become an informed consumer.

The best debt negotiation companies won’t make promises they have no way of keeping. They cannot “guarantee” that they will be able to arrange reductions in the balance of all of your debt. Some creditors just won’t deal. While most credit card debt can be reduced substantially, there are creditors that simply will not budge. Many debts can be settled for pennies on the dollar, in fact most – but by no means, all. I’m just being honest here.

A knowledgeable company wont tell you to completely break off all contact with your creditors. I’ve actually talked to clients who had worked with programs that told them to tell the creditor to never call them again. The problem with this strategy is that it leaves the creditor very little options for collecting the debt. It will most likely speed up the process of legal action. While it may be advisable to tell your creditors to not call you at work, you certainly don’t want to break off contact entirely. Keep the lines of communication open. It makes it much easier to resolve the debt.

The best debt negotiation companies won’t guarantee that they will be able to remove information from your credit report, when that information is perfectly accurate. Many collection agencies, and creditors, will remove information after they are paid. They really have no vested interest in leaving it there. Why would they care, they have their money. So negotiating that the creditors listing be removed or altered as a part of the settlement works in a large number of cases, but not 100 percent of the time.

The caveat to this, is that you may only need to remove a couple of negative accounts to raise your score to an acceptable level. So you may not need to remove 100 percent of the negative data to have a positive effect.

The best debt negotiation companies will give you the costs up front.

Professional help with debt negotiation can be a tremendous asset in alleviating problem debt. These companies can also cause a number of problems. If you have decided to negotiate, eliminate and settle your debt, the best debt negotiation companies are the best place to start.

In this post, you will learn simple PPT design rules to help you building powerful presentations people will care about.

This PowerPoint tutorial will introduce three generic rules that will get you on the way to design professional PowerPoint templates and creative presentations! These rules are an introduction, and they are the key to successful PowerPoint presentation design. Let’s get started!

1. Size

Your PowerPoint slides are usually sized 10 inches (width) * 7.5 inches (height). Resize them 12*7.5. Open a PowerPoint document, go to Design > Page Setup. With presentation slides of 12 inches width, or more, you will have more freedom and the ability to better organize the content of the slide.

2. Typography

Fonts can just make or break your PPT presentation.
I recommend you to pick ONE font for all your content slides. The default font I use myself is Calibri, it’s modern and it’s safe. Helvetica and Century Gothic are great options too. You can use ONE additional font for your cover slide or slide headings. Just make sure the extra font you pick is original and readable. Take care of your audience’s visual comfort.

For all your presentation slides, try to keep your font size BIG. Whether your plan to show your PowerPoint presentation at a public presentation or not. First, you will increase your audience visual comfort. Second, it’s a great exercise to help you develop effective presentation skills, as you will have to learn how to summarize content. I personally use a minimum of 20 for important parts, and 14 to 18 for less important parts. To comment charts or graphics, 12 is the minimum. Even if you have a lot to write, keep in mind that you don’t need to write down everything to communicate important points. Keep it short. People are busy. Less is more.

♥ Font Squirrel is my favorite source of FREE, high-quality and designer-friendly fonts. To install new fonts on your computer: On Window, download the archive > click Start > Control Panel > Font > Paste your font files.

3. Color Scheme

I suggest the use of TWO or THREE colors. For all your content slides, use of black for core text (in that case, your PPT background shall be white or light grey) and use the ONE or TWO additional colors to highlight important keywords, statements or figures. Colors picked must be visible, contrast between each other’s and with your PowerPoint background.

♥ Not inspired or just wondering which colors match well together? Try out Kuler, Adobe’s great color palette generator. It is free and you can choose y from thousands of pre-built schemes.

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